更多"[单选题] When the borrower engages in "的相关试题:
[单选题] When the lender and the borrower have different amounts of information regarding a transaction, ________ is said to exist.
A. asymmetric information
B. adverse selection
C. moral hazard
D. fraud
[简答题] One important advantage to a borrower who qualifies for an FHA or VA loan is the very low interest rate on the mortgage.
[单选题] A borrower who qualifies for an FHA or VA loan enjoys the advantage that
A. the mortgage payment is much lower.
B. only a very low or zero down payment is required.
C. the cost of private mortgage insurance is lower.
D. the government holds the lien on the property.
[单选题] A borrower with a 30-year loan can create a GEM by
A. simply increasing the monthly payments beyond what is required and designating that the excess be applied entirely to the principal.
B. converting his ARM into a conventional mortgage.
C. converting his conventional mortgage into an ARM.
D. converting his conventional mortgage into a GPM.
[单选题]A loan where the borrower receives money today and repays a single lump sum on a future date is called a(n. ________ loan.
A. amortized
B. continuous
C. balloon
D. pure discount
E. interest-only
Difficulty: 1 Easy
Topic: Types of loans
Learning Objective: 06-03 Describe how loans are amortized or paid off.
[单选题] Financial market activities affect
A. personal wealth.
B. spending decisions by individuals and business firms.
C. the economy's location in the business cycle.
D. all of the above.
[单选题] Through risk-sharing activities, a financial intermediary ________ its own risk and ________ the risks of its customers.
A. reduces; increases
B. increases; reduces
C. reduces; reduces
D. increases; increases
[单选题]Activities of a firm that require the spending of cash are known as:
A. sources of cash.
B. uses of cash.
C. cash collections.
D. cash receipts.
E. cash on hand.
Difficulty: 1 Easy
Topic: Sources and uses of cash
Learning Objective: 03-01 Standardize financial statements for comparison purposes.
[单选题]All these activities gave him a full( ) , but somehow he managed.
A. bonus
B. panic使恐慌
C. span跨越，持续
D. plate碟子，盘子
[单选题] Activities all take place under the __________ of an experienced tutor.
A. management
B. competition
C. impression
D. guidance
[单选题]The secretary (_____) the banker’s activities with him.
A.investment
B. blocks
C. unnecessary
D. reviewed
[单选题]When the general patient of acute myocardial infarction can return to ordinary ward after intensive care?
A.2～5 d
B.5
[单选题]—When shall we meet then? —____________.
A.It's two o'clock
B.Let's make it half past two
C.Let's meet outside the school gate
D.It's two kilometres from here
[简答题] Adverse selection occurs when those most likely to get insurance payoffs are the ones who want to purchase the insurance the most.
[简答题] An undersubscribed issue occurs when sales agents have been unable to generate sufficient interest among their customers to sell all the securities by the issue date.
[单选题] Tasks that investment bankers perform when acting as underwriters to sell securities to the public include
A. pricing the security.
B. preparing the filings required by the Securities and Exchange Commission.
C. arranging for the security to be rated.
D. all of the above.
E. only A and B of the above.
