更多"[单选题]A loan where the borrower rece"的相关试题:
[单选题]可用起飞距离（TODA）是指（）。
A.适用于起飞时作地面滑跑使用的跑道长度
B.可用起飞滑跑距离加上净空道的长度
C.可用起飞滑跑距离加上停止道的长度
D.适用于着陆时作地面滑跑使用的跑道长度
[单选题] A loan-servicing agent will
A. package the loan for an investor.
B. hold the loan in their investment portfolio.
C. collect payments from the borrower.
D. do both A and C of the above.
E. do both B and C of the above.
[单选题] Distinct elements of a mortgage loan include
A. origination.
B. investment.
C. servicing.
D. all of the above.
E. only B and C of the above.
[单选题] Banks, savings and loan associations, mutual savings banks, and credit unions
A. are no longer important players in financial intermediation.
B. have been providing services only to small depositors since deregulation.
C. have been adept at innovating in response to changes in the regulatory environment.
D. all of the above.
E. only A and C of the above.
[单选题]A loan that calls for periodic interest payments and a lump sum principal payment is referred to as a(n. ________ loan.
A. amortized
B. modified
C. balloon
D. pure discount
E. interest-only
Difficulty: 1 Easy
Topic: Types of loans
Learning Objective: 06-03 Describe how loans are amortized or paid off.
[单选题] The percentage of the total loan paid back immediately when a mortgage loan is obtained, which lowers the annual interest rate on the debt, is called
A. discount points.
B. loan terms.
C. collateral.
D. down payment.
[单选题] A loan for borrowers who do not qualify for loans at the usual market rate of interest because of a poor credit rating or because the loan is larger than justified by their income is
A. a subprime mortgage.
B. a securitized mortgage.
C. an insured mortgage.
D. a graduated-payment mortgage.
[简答题] Closing for a mortgage loan refers to the moment the loan is paid off.
[简答题] During the early years of a mortgage loan, the lender applies most of the payment to the principal on the loan.
[简答题] A point on a mortgage loan refers to one monthly payment of principal and interest.
[单选题]The actual interest rate on a loan that is compounded monthly but expressed as an annual rate is referred to as the ________ rate.
A. stated
B. discounted annual
C. effective annual
D. periodic monthly
E. consolidated monthly
Difficulty: 1 Easy
Topic: Loan interest and rates
Learning Objective: 06-04 Show how interest rates are quoted (and misquoted..
[单选题] A borrower with a 30-year loan can create a GEM by
A. simply increasing the monthly payments beyond what is required and designating that the excess be applied entirely to the principal.
B. converting his ARM into a conventional mortgage.
C. converting his conventional mortgage into an ARM.
D. converting his conventional mortgage into a GPM.
[单选题]A(n. ________ loan has regular payments that include both principal and interest but these payments are insufficient to pay off the loan.
A. perpetual
B. continuing
C. balloon
D. pure discount
E. interest-only
Difficulty: 1 Easy
Topic: Types of loans
Learning Objective: 06-03 Describe how loans are amortized or paid off.
[单选题] Money market instruments
A. are usually sold in large denominations.
B. have low default risk.
C. mature in one year or less.
D. are characterized by all of the above.
E. are characterized by only A and B of the above.
[单选题] Money is defined as
A. anything that is generally accepted in payment for goods and services or in the repayment of debt.
B. bills of exchange.
C. a riskless repository of spending power.
D. all of the above.
E. only A and B of the above.
[判断题]MyBaits中对原始SQL中的“where 1=1”的条件可以使用与元素组合进行替换。( )
A.正确
B.错误
[单选题] Activity in money markets increased significantly in the late 1970s and early 1980s because of
A. rising short-term interest rates.
B. regulations that limited what banks could pay for deposits.
C. both A and B of the above.
D. neither A nor B of the above.
[简答题] Money market securities include Treasury bills, commercial paper, federal funds, repurchase agreements, negotiable certificates of deposit, banker's acceptances, and Eurodollars.
[单选题] Money market transactions
A. do not take place in any one particular location or building.
B. are usually arranged purchases and sales between participants over the phone by traders and completed electronically.
C. are both A and B of the above.
D. are none the the above.
