更多"[单选题] The percentage of the total l"的相关试题:
[单选题]I will tell him as soon as he _____ back.
A.come
B.comes
C.will come
D.came
[单选题] A loan-servicing agent will
A. package the loan for an investor.
B. hold the loan in their investment portfolio.
C. collect payments from the borrower.
D. do both A and C of the above.
E. do both B and C of the above.
[单选题] Distinct elements of a mortgage loan include
A. origination.
B. investment.
C. servicing.
D. all of the above.
E. only B and C of the above.
[单选题] Banks, savings and loan associations, mutual savings banks, and credit unions
A. are no longer important players in financial intermediation.
B. have been providing services only to small depositors since deregulation.
C. have been adept at innovating in response to changes in the regulatory environment.
D. all of the above.
E. only A and C of the above.
[单选题]A loan that calls for periodic interest payments and a lump sum principal payment is referred to as a(n. ________ loan.
A. amortized
B. modified
C. balloon
D. pure discount
E. interest-only
Difficulty: 1 Easy
Topic: Types of loans
Learning Objective: 06-03 Describe how loans are amortized or paid off.
[单选题]A loan where the borrower receives money today and repays a single lump sum on a future date is called a(n. ________ loan.
A. amortized
B. continuous
C. balloon
D. pure discount
E. interest-only
Difficulty: 1 Easy
Topic: Types of loans
Learning Objective: 06-03 Describe how loans are amortized or paid off.
[单选题] A loan for borrowers who do not qualify for loans at the usual market rate of interest because of a poor credit rating or because the loan is larger than justified by their income is
A. a subprime mortgage.
B. a securitized mortgage.
C. an insured mortgage.
D. a graduated-payment mortgage.
[简答题] Closing for a mortgage loan refers to the moment the loan is paid off.
[简答题] During the early years of a mortgage loan, the lender applies most of the payment to the principal on the loan.
[简答题] A point on a mortgage loan refers to one monthly payment of principal and interest.
[单选题]The actual interest rate on a loan that is compounded monthly but expressed as an annual rate is referred to as the ________ rate.
A. stated
B. discounted annual
C. effective annual
D. periodic monthly
E. consolidated monthly
Difficulty: 1 Easy
Topic: Loan interest and rates
Learning Objective: 06-04 Show how interest rates are quoted (and misquoted..
[单选题] A borrower with a 30-year loan can create a GEM by
A. simply increasing the monthly payments beyond what is required and designating that the excess be applied entirely to the principal.
B. converting his ARM into a conventional mortgage.
C. converting his conventional mortgage into an ARM.
D. converting his conventional mortgage into a GPM.
[单选题]National Trucking has paid an annual dividend of $1 per share on its common stock for the past 15 years and is expected to continue paying a dollar a share long into the future. Given this, one share of the firm's stock is:
A. basically worthless as it offers no growth potential.
B. equal in value to the present value of $1 paid one year from today.
C. priced the same as a $1 perpetuity.
D. valued at an assumed growth rate of 1 percent.
E. worth $1 a share in the current market.
Difficulty: 1 Easy
Topic: Stock valuation using multiples
Learning Objective: 08-01 Explain how stock prices depend on future dividends and dividend growth.
[单选题]Students who think they have paid and can pass exams by right have come to college with a(n) ______ belief. They must earn grades.
A.disappointed
B.assigned
C.unbalanced
D.misguided
[单选题] The price paid for the rental of borrowed funds (usually expressed as a percentage of the rental of $100 per year. is commonly referred to as the
A. inflation rate.
B. exchange rate.
C. interest rate.
D. aggregate price level.
[单选题]A(n. ________ loan has regular payments that include both principal and interest but these payments are insufficient to pay off the loan.
A. perpetual
B. continuing
C. balloon
D. pure discount
E. interest-only
Difficulty: 1 Easy
Topic: Types of loans
Learning Objective: 06-03 Describe how loans are amortized or paid off.
[判断题] They haven’t paid anyone to look after the farm during the last eight years.
A.正确
B.错误
[单选题]She didn’t get paid much but she got more ___________ by doing that job.请根据句意和语法填写你认为最合适的单词。
A.experiments
B.experts
C.expense
D.experience
