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发布时间:2024-07-01 00:51:13

[单选题] Second mortgages serve the following purposes:
A. they give borrowers a way to use the equity they have in their homes as security for another loan.
B. they allow borrowers to get a tax deduction on loans secured by their primary residence or vacation home.
C. they allow borrowers to convert their conventional mortgages into GEMs.
D. all of the above.
E. only A and B of the above.

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[单选题] Which of the following are true of mortgages?
A. More than 80 percent of mortgage loans finance residential home purchases.
B. The National Banking Act of 1863 rewarded banks that increased mortgage lending.
C. Most mortgages during the 1920s and 1930s were balloon loans.
D. All of the above are true.
E. Only A and C of the above are true.
[单选题] Which of the following is the second phase in the life cycle of a venture capital deal?
A. A limited partnership is formed and funds are raised.
B. Funds are invested in start-up companies.
C. The venture firm exits the investment.
D. The venture firm seeks approval from the S.E.C.
[单选题] Growing-equity mortgages (GEMs.
A. help the borrower pay off the loan in a shorter time.
B. have such low payments in the first few years that the principal balance increases.
C. offer borrowers payments that are initially lower than the payments on a conventional mortgage.
D. do all of the above.
E. do only A and B of the above.
[简答题] Adjustable-rate mortgages generally have lower initial interest rates than fixed-rate mortgages.
[单选题] (I. Conventional mortgages are originated by private lending institutions, and FHA or VA loans are originated by the government. (II. Conventional mortgages are insured by private companies, and FHA or VA loans are insured by the government.
A. (I. is true, (II. false.
B. (I. is false, (II. true.
C. Both are true.
D. Both are false.
[单选题] The purpose of diversification is to
A. reduce the volatility of a portfolio's return.
B. raise the volatility of a portfolio's return.
C. reduce the average return on a portfolio.
D. raise the average return on a portfolio.
[简答题] The main purpose of federal funds is to provide banks with an immediate infusion of reserves should they be short.
[简答题] The primary purpose of loads is to provide compensation for sales brokers.
[多选题]The purpose of the United Nations are:
A. to maintain international peace and security.
B. to develop friendly relations among nations.
C. to achieve international cooperation in solving international problems.
D. to be a center for harmonizing the actions of nations.
[单选题]The major purpose of an interview is for the boss to find out how well the applicants present himself.
A.面试的主要目的是让雇主了解应聘者表达能力如何。
B.面试的主要目的是老板想了解应聘者如何陈述自己的。
C.主要目的是要搞好这次面试,使老板能找到能表达自己的应聘者。
D.这场面试是有目的地进行的,老板想了解应聘者如何表达自己的。
[单选题]客户投诉科按照SERVE模式处理,其中S表示( )
A.歉意
B.及时解决问题
C.让客户获胜
D.追踪问题的原因,处理好服务纠纷
[单选题] Please serve me ________ soup.
A. more some
B. more the
C. some more
D. some few
[单选题]The following are Sichuan dishes?
A.french fries
B.Ma Po Bean Curd
C.hamburger
D.pizza
[单选题] Which of the following financial intermediaries are depository institutions?
A. A savings and loan association
B. A commercial bank
C. A credit union
D. All of the above
E. Only A and C of the above

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