更多"[简答题] The process of financial inte"的相关试题:
[单选题] ________ intermediation means that small investors can pool their funds with other investors to purchase high face value securities.
A. Liquidity
B. Financial
C. Denomination
D. Share
[简答题] Financial markets are what makes financial institutions work.
[单选题] Financial guarantees
A. are insurance policies to back bond issues.
B. are purchased by financially weaker security issuers.
C. lower the risk of the bonds covered by the guarantee.
D. do all of the above.
E. do only A and B of the above.
[单选题] Every financial market performs the following function:
A. It determines the level of interest rates.
B. It allows common stock to be traded.
C. It allows loans to be made.
D. It channels funds from lenders-savers to borrowers-spenders.
[单选题] Which of the following financial intermediaries are depository institutions?
A. A savings and loan association
B. A commercial bank
C. A credit union
D. All of the above
E. Only A and C of the above
[简答题] Financial innovation has provided more options to both investors and borrowers.
[简答题] A financial intermediary borrows funds from people who have saved.
[单选题] The fastest growing financial intermediary is ________.
A. commercial banks
B. pension plans
C. life insurance companies
D. mutual funds
[单选题]A business partner whose potential financial loss in the partnership will not exceed his or her investment in that partnership is called a:
A. general partner.
B. sole proprietor.
C. limited partner.
D. corporate shareholder.
E. zero partner.
Difficulty: 1 Easy
Topic: Forms of business organization
Learning Objective: 01-03 Articulate the financial implications of the different forms of business organization.
[单选题] A country whose financial markets function poorly is likely to
A. efficiently allocate its capital resources.
B. enjoy high productivity.
C. experience economic hardship and financial crises.
D. increase its standard of living.
[简答题] A financial guarantee ensures that the lender (bond purchaser. will be paid both principal and interest in the event the issuer defaults.
[单选题] Of the following financial intermediaries, which holds the least liquid assets?
A. Property and casualty insurance companies
B. Life insurance companies
C. Money market mutual funds
D. Commercial banks
[单选题] Financial intermediaries
A. exist because there are substantial information and transaction costs in the economy.
B. improve the lot of the small saver.
C. are involved in the process of indirect finance.
D. do all of the above.
E. do only A and B of the above.
[简答题] In recent years, financial markets have become more risky. However, only a limited number of tools (such as derivatives. are available to assist in managing this risk.
[简答题] The capital market is a financial market in which only short-term debt instruments (generally those with an original maturity of less than one year. are traded.
[单选题] By the time the subprime financial crisis hit in force, Fannie and Freddie had ________ subprime and Alt-A assets on their books.
A. over $1 trillion of
B. very few
C. been prohibited from holding
D. none of the above
[单选题]The financial planning method that uses the projected sales level as the basis for determining changes in balance sheet and income statement account values is referred to as the ________ method.
A. percentage of sales
B. sales dilution
C. sales reconciliation
D. common-size
E. trend
Difficulty: 1 Easy
Topic: Financial planning models
Learning Objective: 04-01 Apply the percentage of sales method.
[单选题]Pro forma financial statements can best be described as financial statements:
A. expressed in a foreign currency.
B. where the assets are expressed as a percentage of total assets and costs are expressed as a percentage of sales.
C. showing projected values for future time periods.
D. expressed in real dollars, given a stated base year.
E. where all accounts are expressed as a percentage of last year's values.
Difficulty: 1 Easy
Topic: Pro forma statements
Learning Objective: 10-01 Determine the relevant cash flows for a proposed project.
