更多"[单选题] Insurance companies employ un"的相关试题:
[单选题] Fire and casualty insurance companies are what type of intermediary?
A. Contractual savings institution
B. Depository institutions
C. Investment intermediaries
D. None of the above
[单选题] Relative to life insurance companies, property and casualty insurance companies hold
A. more liquid assets.
B. more long-term government bonds.
C. more commercial mortgages.
D. fewer municipal bonds.
[单选题] (I. A majority of life insurance companies are organized as mutual companies.
(II. State governments have the major responsibility for regulating insurance companies.
A. (I. is true, (II. false.
B. (I. is false, (II. true.
C. Both are true.
D. Both are false.
[单选题] If automobile insurance companies were prevented from charging risk-based premiums, but could selectively screen potential policyholders, the likely effect would be to
A. increase the number of young men obtaining insurance coverage relative to young women.
B. decrease the number of young women obtaining insurance coverage relative to young men.
C. decrease the number of young men obtaining insurance coverage relative to young women.
D. do both A and B of the above.
[简答题] The fact that insurance companies charge young males higher automobile insurance premiums than young females is an example of coinsurance.
[单选题] A basic product of life insurance companies is ________.
A. disability insurance
B. annuities
C. health insurance
D. all of the above
[单选题] Insurance companies' attempts to minimize adverse selection and moral hazard explain which of the following insurance practices?
A. Collection of information and screening of potential policyholders
B. Risk-based premiums
C. Deductibles and coinsurance
D. All of the above
E. Only A and B of the above
[简答题] A monoline insurance company is an insurance company which specialize in credit insurance alone.
[单选题] What insurance protects against liability for harm the insured may cause to others as a result of product failure or accidents?
A. Property insurance
B. Health insurance
C. Life insurance
D. Casualty insurance
[单选题] Which life insurance policy usually requires the insured to pay a level premium for the duration of the policy, and the overpayment accumulates as a cash value that can be borrowed by the insured at reasonable rates?
A. Whole life
B. Term
C. Universal life
D. None of the above
[单选题] The Federal Deposit Insurance Corporation (FDIC. insures each depositor at a commercial bank, savings and loan association, or mutual savings bank up to a loss of ________ per account.
A. $100,000
B. $250,000
C. $500,000
D. $1,000,000
[简答题] Private mortgage insurance is a policy that guarantees to make up any discrepancy between the value of the property and the loan amount, should a default occur.
[单选题] The largest share of life insurance companies' assets are ________.
A. corporate stock
B. corporate bonds
C. government securities
D. cash reserves
[单选题] The earliest form of insurance was ________ insurance.
A. life
B. health
C. automobile
D. property and casualty