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发布时间:2024-07-24 22:23:34

[单项选择]A company borrows $15 million from a bank for 1 year at a rate of LIBOR, currently 4.75 percent, plus 50 basis points. At the same time, the company enters a 1-year interest rate swap to pay the fixed rate of 5.25 percent and receive LIBOR. Payments are made on the basis of 180 days in the settlement period. Floating payments are made on the basis of 360 days a year while fixed payments are made on the basis of 365 days a year. LIBOR is 5.00 percent on the first settlement. The company’s total interest expense for the loan and swap for the first settlement period is closest to:()
A. $388400.
B. $425900.
C. $444600.

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[简答题]

Man first appeared on the earth about 2 million years ago. Then he was little more than an animal; but early man had a big advantage over the animals. He had in his brain special groups of nerve cells, not present in animals that enabled him to invent a language and use it to communicate with his fellow men. 46) This ability to speak was of great value because it allowed men to share ideas, and to plan together, so that tasks impossible for a single person could be successfully undertaken by intelligent team-work. Speech also enabled ideas to be passed on from generation to generation so that the stock of human knowledge slowly increased.
It was this special ability that put men far ahead of other living creatures in the struggle for existence. 47) He mastered darkness first with dim lights and later with brighter and brighter lamps, until he can now make for himself so dazzling a light with an are lamp that, like the sun, it is too strong for his naked eyes.

[单项选择]Why didn’t Peter take more money from the bank
A. He was limited by time and the size of his pockets.
B. The maximum sum allowed was 55, 000.
C. large bills were not within his reach.
D. He was afraid that he would be caught on the spot.
[填空题]From the bank supervisor’s perspective, the most attractive approach is to try to encourage the assisted merger of the failing bank into a sound institution.
[单项选择]
15 Million Americans Suffer from Social Anxiety Disorder

Social anxiety disorder prevents some 15 million Americans from leading normal social and romantic lives, a new survey finds.
The disorder leaves many isolated, ashamed and often misdiagnosed. Thirty-six percent of those with social anxiety disorder have symptoms for 10 years or more before seeking help, the Anxiety Disorders Association of America reports.
"Social anxiety disorder is when somebody has an intense, persistent and irrational fear of social or performance situations," Jerilyn Ross, the association’s president and CEO, said during a teleconference Wednesday.
"The condition causes people to avoid common, everyday situations and even other people for fear of being judged or criticized or humiliated or embarrassing themselves," Ross said.
Social anxiety disorder can interfere with daily routines and job performance, Ross noted. "It also makes it very di
A. has no positive effect at all
B. is unavailable to most sufferers
C. tends to be refused by the sufferers
D. can lead to improvement in the sufferers’ lives

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