第5题: [单项选择]小贾夫妇在银行按揭买了一套新婚用房,在十年后需还贷款20万元,从现在起,10年扣还清。每年末等额存入银行一笔款项,来偿还贷款,假设银行的年利率为8%,则每年需存入银行( )元。 A. 13806 B. 12837 C. 15432 D. 14510 参考答案:A 答案解析: [解析]
偿债基金的计算:A=F(A/F,i,n)=200000[0.08/(1+0.08)10-1)=200000(1/14.487)=13806(元),其中符号(
第21题: [单项选择]The following are job benefits by joining Toastmasters EXCEPT A. becoming familiar with various means of communication. B. learning how to deliver messages in an organized way. C. becoming aware of audience expectations. D. learning bow to get along with friends. 参考答案:D