第4题: [多项选择]金融机构积极参与金融衍生工具的发展,其原因在于( )。 A. 金融衍生工具业务增加了银行资产,并且能带来手续费收入 B. 金融衍生工具业务属于表外业务,不影响资产负债情况,但能带来手续费收入 C. 金融衍生工具业务减少银行负债,优化银行的资产负债结构 D. 银行可以利用自身优势从事金融衍生工具业务,扩大利润来源 参考答案:B,D 答案解析:[解析] 《巴塞尔协议》要求开展国际业务的银行必须将其资本对加权风险资产的比率维持在8%以上,这一要求促使各国银行大力发展表外业务,包括金融衍生工具业务。所以A和C选项不正确。
第8题: [简答题]内容: 你叫刘华,下个月即将从商业学校毕业,在学校有突出的成绩,也有商业上的某些经验。从该公司的工作人员夏敏处得知要招聘经理助理,想应聘该职位,因此写信给王先生。随信附上简历,并盼早日回复。 参考答案:[范文] (1)Dear Mr.Wang, (2)Ms.Xia Min of your company has told me that your department needs a manager assistant, and I wish to apply for the position.(3)I will graduate from a commercial school next month.(4)My outstanding record at school and some experience in business has prepared me for the work you are calling for. (5)I am really interested in learning business practice, and also a diligent worker and a fast learner.(6)If given a chance,I am sure I can prove my worth in your company. (7)I will be available during the weekdays in the morning for any interviews you may want to give.Enclosed is my resume,and hoping for your immediate reply. (8)Yours sincerely (9)Liu Hua 答案解析:[解释]这是一封求职信。要注意书信的基本格式。 (1)(2)(8)(9)开头缩进规范格式: a.顶行先写日期,日期靠右; b.每段段首缩进四个英文字母; c.结