第17题: [多项选择]影响抵押率的因素有( )。 A. 担保债权本息总额 B. 抵押物评估价值额 C. 抵押物原值 D. 抵押物折旧 E. 抵押物造价 参考答案:A,B 答案解析:[解析] 担保审查和审定人员应认真审核抵押率计算方法,准确确定抵押率。抵押率计算公式为:抵押率=担保债权本息总额÷抵押物评估价值额×100%。
第34题: [单项选择]To avoid the mistakes of our forefathers, the author suggests that ______. A. we plant more trees B. we return to nature C. natural sciences be taught to everybody D. environmental education be directed to everyone 参考答案:D 答案解析:[解析] 文章第三段首先提到我们应该改正祖先的错误,然后指出了解决办法:Conservation should, therefore,be made a part of everyone's dail