第10题: [单项选择]外汇是( )。 A. 外国货币 B. 可用于结清一国债权债务的外币 C. 外国的钞票 D. 用于国际间债权债务结算的支付手段 参考答案:D 答案解析:[解析] 外汇概念有广义和狭义之分：广义的外汇泛指一切以外国货币表示的资产，这一概念通常用于各国管理外汇的法令中；狭义的外汇是指以外币表示的可直接用于国际间结算的支付手段。
第12题: [多项选择]1.竞争是存在于当今社会的普遍现象。 2.竞争的好处。 3.竞争的同时不要忘记合作。 参考答案:写作指导 现今社会是一个高度发展的社会，所以竞争现象越来越普遍。竞争有没有好处呢 在竞争的同时我们还应注意些什么 这些就是本篇文章要讨论的内容。根据提纲和这些内容本文可分成三段来写。第一段列举社会中普遍存在的竞争现象(In our modern society you may feel competition everywhere)。如运动员间的竞争，学生间的竞争，求职者间的竞争以及企业之间的竞争等等。第二段是文章的主体部分，主要说明竞争的好处，这些可以用举例法来说明，可分成第一(Firstly)，第二(Secondly)，此外(Furthermore)来叙述，这种方法不仅使文章条理清晰，而且连贯性和逻辑性好，是写作过程应常采用的方法。最后一段提出在竞争中还不应忘记合作，合作可以促进良性竞争。 Writing Sample In our modern society you may feel competition eve rywhere, the athletes, for example, fight with each other for championships. The students compete for prizes and scholarships at school. The unemployed struggle for any opportunities available in the job market. And every day in the business world the fiercest competition is taking place as each enterprise tries to get a bigger slice of the market. Hard as competition is．it has certain advantages as well．Firstly，it provides citizens，whatever social status they have with opportunities to achieve their goals．Everyone with his own efforts is equal on the way to Success．Secondly，people usually feel stimulated by the challenges from rivals．Under competition one turns out to be more active and efficient． Furthermore．Competition gives impetus to the fast development of the modern wodd．in which each person shows greater initiative at work． However，a competitive society can never neglect the importance of cooperation．For competition does not mean the isolation from others．In fact， right cooperation with other people will make wiser and more effective use of our intelligence and energy． and thus increase the forcefulness of competition．
