第2题: [单项选择]下列哪项不属于授信额度的决定因素?() A. 明确和计量借款企业的需求,通过与借款企业进行讨论,从而对借款原因进行分析 B. 借款企业对借贷金额的需求 C. 银行或借款企业的法律或监督条款的限制,以及借款合同条款对公司借贷活动的限制 D. 借款人的行业特征 参考答案:D 答案解析:贷款授信额度是在对以下因素进行评估和考虑的基础上决定的:
1.明确和计量借款企业的需求,通过与借款企业进行讨论,从而对借款原因进行分析;
2.通过对季节性或长期贷款的信用分析和财务预测来评估还款能
第19题: [单项选择]What will the speaker probably do A. He will refuse to work overtime. B. He will quit this job. C. He will probably say yes to his boss and work overtime. D. He will have to give up his studies. 参考答案:C 答案解析:[解析] My boss keeps asking me to work overtime but I always say no because I don’t want to jeopar