A. A.2) refers to ______. banks with dependable reputationsB. banks with competitive interest ratesC. banks with traditional walk-in servicesD. banks with reliable on-line services 参考答案:C 答案解析:细节理解题。从文章第二段可知,“brick and mortar banks”是用有形建筑材料指代传统银行,用来和无形的网络银行形成对比。因此,C选项为正确答案。