第16题: [多项选择]同业拆借市场的特点有()。 A. 期限较短 B. 参与者广泛,个人也可参与 C. 交易的主要是法定准备金 D. 属于信用拆借活动 E. 属于担保拆借活动 参考答案:A, D 答案解析:同业拆借市场具有以下特点:
①资金融通的期限较短,主要用于金融机构临时性资金需要;
②同业拆借是在无担保条件下进行的资金与信用的直接交换,潜在信用风险较高,因此要求拆借主体具有较高的信用等级;
第32题: [单项选择]Questions 11 to 18 are based on the conversation you have just heard. A. Mrs. Fisher wants to go abroad. B. Mrs. Fisher is in hospital. C. Mrs. Fisher has no family. D. There are three people in Mrs. Fisher’s family. 参考答案:B 答案解析:[听力原文] W: I wonder if Mrs. Fisher has any family. Her room is always quiet. M: Actually she is