第12题: [单项选择]张某自行决定与某保险公司签订两份以死亡为给付条件的人身保险合同，被保险人分别是其有完全民事行为能力的25岁的女儿和3岁的孙女，张某为受益人，下列说法正确的是哪项( ) A. 被保险人为女儿的保险合同有效，被保险人为孙女的无效 B. 被保险人为孙女的保险合同有效，被保险人为女儿的无效 C. 两份保险合同均无效 D. 两份保险合同均有效 参考答案:C 答案解析:[解析] 根据新《保险法》第33、34条的规定，本题中，张某未经其25岁女儿的同意，所以合同无效。其无权替其孙女投以死亡为给付条件的保险，故合同也无效。
第13题: [单项选择]Why does the woman want to change her job A. Because her present job is too hard. B. Because she doesn’’t just want to be an assistant manager. C. Because she wants to have a job where she can use her knowledge. D. Because she wants to earn more money. 参考答案:C
第31题: [单项选择]What do we learn about prisoners in Britain A. They are encouraged to do maintenance for the training centre. B. Most of them get paid for their work. C. They have to cook their own meals. D. They can choose to do community work. 参考答案:B
