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[不定项选择题]资料:No credit,bad credit Hear the terms often enough and they can blur together.These credit statuses aren’t one and the same,though.
Whether you have no credit or bad credit,one thing’s for sure:You don’t have good credit.And without good credit,you’ll face an uphill battle any time you apply for a loan or credit card.
Potential lenders will want to know that you will almost certainly repay any money that you borrow.They likely won’t risk loaning money or extending credit to those whose creditworthiness is a big question mark or,worse,who have a track record of poor money management.
If you fall into either of these categories,it’s smart to focus on raising your credit scores.
If you have no credit score,you don’t have a credit history.If you have bad credit,it’s likely that you’ve mishandled credit in the past.And these two less-than-ideal credit standings require different solutions.
If you fall in the no-credit category,you haven’t necessarily made any financial mistakes.In this case,a good way to start building that history is to acquire a credit card for people with no credit.Secured credit cards (which require a security deposit)or college student credit cards are typically the easiest to qualify for if you have no credit.A credit-builder loan can also help you establish credit.
Bad credit can be a result of financial missteps,including missing payments,defaulting on loans,or having accounts sent to collections.If you fall into this category and need credit,you’ll need to look for a bad-credit credit card.A secured card or credit-builder loan is a good option in this situation,as well.You also may qualify for a bad-credit personal loan.If you still have open accounts,pay down the balances but don’t close credit accounts if you can avoid it.
People with no credit are just starting to build their financial reputation,while those with bad credit are doing damage control.
Moving from one of these less desirable situations to a good credit standing may use different tools,but the method is much the same: Make your payments on time and keep your debt low.It takes diligence and dedication,but it can be done.
Which topic has not been covered in the passage?
A.Next steps to take for people in different categories
B.How no credit and bad credit are different
C.How no credit and bad credit are similar
D.All the above have been discussed in the passage
[单选题]Which of the following writing activities reflect process-orientation
A.Asking the students to write an essay parallel to the text they have learned.
B.Asking the students to peer-edit their first draft.
C.Asking the students to complete a passage with transitions.
D.Asking students to lay a great focus on the grammar structure and word spelling.
[单选题]Which of the following grammar activities is most communicative
A.Asking the students to read and correct the mistakes in the sentences.
B.Asking the students to tell the differences between two pictures in groups.
C.Asking the students to make sentences with the given words.
D.Asking the students to complete the translation exercises.
[单选题]Which of the following activities actually does not involve writing?
A.Completion according to outlines.
B.Completion with multiple choices.
C.Completion according to topic sentences.
D.Completion according to the brainstorming.
[单选题]Which of the following writing activities may be used to develop students′ skill of planning
A.Editing their writing in groups.
B.Self-checking punctuations in their writing.
C.Sorting out ideas and putting them in order.
D.Cross-checking the language in their writing.
[单选题]Skill-integrated activities allow teachers to build in more __________ into a lesson, for the
range of activities will be wider.
A.certainty
B.simplicity
C.variety
D.accuracy
[单选题]Which of the following activities would help students develop the skill of extracting specif-ic information?
A.Inferring meaning from the context.
B.Recognizing the author's beliefs and attitudes.
C.Using information in the reading passage to make hypotheses.
D.Listening to the flight information to see if the plane is on time.
[单选题]Which of the following activities is most appealing to student’s characteristics?
A.Cross-word puzzle.
B.grammar instruction.
C.Reciting texts.
D.Role-play.
[单选题]Which of the following activities are not communicative activities in teaching speaking?
A.Information gap activities.
B.Accuracy-focused games.
C.Debates
D.Problem-solving activities.