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[多选题]《贵州银行信贷资产风险分类管理办法》规定,符合下列任一标准的贷款,至少划分为次级一级:( )
A.借款人实际控制人、股东、主要管理人员或关联方等发生失联、跑路等重大风险事项,本金或利息已逾期的。
B.借款人已不得不寻求拍卖抵押品、履行保证等还款来源,且这些来源不足以全额抵偿贷款。
C.抵(质)押物存在瑕疵,包括但不限于虚假登记、重复抵押等,且借款人不愿意补充或更换担保方式的。
D.借款人已资不抵债、无力还款的。

热门试题:

[多选题]:除下列款项外(),用人单位不得从劳动者的工资中代扣。
A.劳动者应当缴纳的个人所得税
B.党员所应缴纳的党费
C.劳动者个人应当缴纳的社会保险费和住房公积金
D.人民法院发生法律效力的法律文书中载明应当由劳动者承担的扶养费、抚养费、赡养费等
[判断题]在站内、区间作业时,不得将工具、材料等放在钢轨上和侵入限界,禁止用手指探人销子孔。
A.正确
B.错误
[判断题]禁止用手直接拉、推导线。
A.正确
B.错误
[填空题]计算机网络从逻辑功能上可以分为:资源子网和通信子网。目前通信子网中所采用的传输技术可以有两类,即广播方式和______。
[单选题]办公部门或业务部门负责人根据来文情况提出初步处理意见,就是公文的( )
A.拟办
B.承办
C.批办
D.催办
[单项选择]Mr. Long was only thirty but drank for thirteen years. He spent much time in the restaurants and often drunk a lot there. He had a rich sister who often supplied him enough money. So he was never worried about food or clothes.
Once a young man began to work in his company. They met at a party and introduced themselves to each other. Mr. Long knew his name was Mr. Kidd and he came from another city. The young men liked to drink too and they became good friends. They always met in the restaurant at weekend and didn’t leave there until they were drunk. Of course it was bad for their health. Their friends advised them to stop drinking, but they didn’t listen.
It was Saturday again. Mr. Long called his friend and they decided to spend the evening in the restaurant. Mr. Kidd agreed to his opinion and got there in time. They drank one glass after another and they didn’t stop until the men in the restaurant refused to sell the wine to them. They came out together and sat down at the
A. thirteen
B. sixteen
C. seventeen
D. eighteen
[单选题]快速客车定检,以下哪个为最低修程()
A.辅修
B.A1
C.A4
D.段修
[单选题]基因表达的产物不包括
A.DNA
B.tRNA
C.rRNA
D.蛋白质
[单选题]我国目前已经建立的社会保险包括养老保险、失业保险、医疗保险以及工伤保险等。其中()是与生产经营单位的安全生产工作关系最密切的社会保险。
A.医疗保险
B.工伤保险
C.养老保险
[单选题]除供电段专业人员按规定作业外,任何人员及所携带的物件、使用的工具等,与牵引供电设备高压带电部分必须保持()米以上安全距离。
A.1
B.2
C.3
D.4
[单选题]建设单位要求建筑设计单位或者建筑施工企业降低消防技术标准设计、施工的,应责令其改正或者停止施工,并处( )罚款
A.五千元以下
B.五千元以上五万元以下
C.一万元以上十万元以下
D.一万元以上五万元以下
[单选题]9根据《商业银行个人理财业务管理暂行办法》,城市商业银行.农村商业银行开办需要批准的个人理财业务,应由其(.)按照有关程序规定,报中国银行业监督管理委员会或其派出机构审批。
A.业务主管部门
B.业务开办机构
C.董事会
D.法人
[单项选择]男性右腹沟疝多见的原因是()
A. 未闭的鞘状突为一条细小管道
B. 鞘状突下段闭锁而上段未闭
C. 鞘状突两段闭锁而中段不闭
D. 右侧睾丸下降迟于左侧
E. 腹内斜肌弓状下缘发育不全或位置偏高
[不定项选择题]共用题干 Man of Few Words

Everyone chases success,but not all of us want to be famous.
South African writer John Maxwell Coetzee is _______(51)for keeping to himself. When the 63-
year-old man was named the 2003 Nobel Prize winner for literature,reporters were warned that they would
find him"particularly difficult to_________(52)".
Coetzee lives in Australia but spends part of the year teaching at the, University of Chicago.He seemed
_________(53)by the news that he won the US $1.3 million prize.
"It came as a complete surprise.I wasn't even aware they were due to make the announcement,"he
said. His_________(54)of privacy led to doubts as to whether Coetzee will attend prize-giving in Stockholm,
Sweden,on December 10.But despite being described as_______(55)to track down,the critics agree that
his writing is easy to get to know.
Born in Cape Town,South Africa,to an English-speakingfamily,Coetzee_______(56)his break-
through in 1980 with the novel"Waiting for the Barbarians".He__________(57)hisplace among the
world's leading writers with two Booker prize victories,Britain's highest honour for novels.He first
_______(58)in 1983 for the Life and Times of Michael K and his second title came in 1999 for Disgrace.
A major theme in his work is South Africa's former apartheid system,which divided whites from blacks.
_______(59)with the problems of violence,crime and racial division that still exist in the country,his
books have enabled ordinary people to understand apartheid_________(60)within.
"I have always been more interested in the past than the future,"he said in a rare interview.
"The past________(61)its shadow over the present.I hope I have made one or two people think
_______(62)about whether they want to forget the past completely."In fact this purity in his writing
seems to be_________(63)in his personal life.Coetzee is a vegetarian,a cyclist rather than a motorist and
he doesn't drink alcohol.But what he has________(64)to literature,culture and the people of South Africa is far greater than the things he has given up."In looking at weakness and failure in life,"the Nobel
prize judging panel said,"Coetzee's work_________(65)the divine spark in man." _________(53)
A.influenced
B.affected
C.moved
D.shocked
[单选题]关于招标代理机构的性质,以下说法正确的是( )
A. 招标代理机构是专门从事招标代理业务并提供相关服务的企业
B. 招标代理机构是依法设立、从事招标代理业务并提供相关服务的社会中介组织
C. 招标代理机构是行业行政主管部门下属的事业单位
D. 招标代理机构是行业行政主管部门下属的企业单位 
[单选题]绝缘栅双级晶体管属于( )控制元件
A.电压
B.电流
C.功率
D.频率
[判断题]电容器的放电负载不能装设熔断器或开关。
A.正确
B.错误
[单选题]下列哪些是低压电器常用的灭弧装置( )。
A.栅片灭弧装置
B.真空灭弧装置
C.六氟化硫灭弧装置
D.石英砂灭弧装置
[单项选择]女性,38岁,左乳房无痛性肿物2月余。查体:左乳外上象限有1.5cm× 1.0cm×1.0cm肿块,表面不光滑,界限不清,活动度尚可。明确性质最确切的检查是
A. CT
B. 乳腺B超
C. 钼靶X线检查
D. 红外线扫描
E. 肿物完整切除病理检查
[判断题]热力管道固定支架安装时,施工人员可以根据需要增加或减少固定支架的数量和位置?
A.正确
B.错误
[简答题]对入党积极分子的考察要求
[多项选择]关于小儿的用药剂量,正确的是()
A. 常随年龄大小而异
B. 常随病情轻重而异
C. 常随药味多少而异
D. 常随医师的经验而异
E. 平和之药用量相对较大
[多选题]需要在首页标注签发人的公文文种包括( )。
A.请示
B.报告
C.通知
D.命令
[简答题]问题同上
[单项选择]有关Lp(a)叙述错误的是
A. 其结构与LDL相似
B. 正常人群的Lp(水平呈正态分布
C. 其密度在LDL与HDL之间
D. Lp(在肝脏合成
E. 是动脉粥样硬化重要危险因素之一
[多项选择]费用效果分析的基本程序有( )。
A. 确立项目目标,并将其转化为可量化的效果指标
B. 拟定各种可以完成任务的方案
C. 识别和计算各方案的费用与效果
D. 计算指标,综合比较,分析各方案的优缺点
E. 推荐最佳方案或提出最坏采用的次序
[单选题]2.1.3机动车驾驶人在实习期内不得驾驶。
A.小型汽车
B.营运出租车
C.自动挡汽车
D.三轮汽车
[单项选择]以下哪些不是体积单位()
A. 立方米
B. 升
C. 加仑
D. 克
[单项选择]大华公司购入一台需要安装的设备,取得的增值税专用发票上注明的设备买价为100000元,增值税税额为17000元,支付的运输费为2000元,设备安装时领用工程用材料价值为10000元,购入该批工程用材料的增值税为1700元,设备安装时支付有关人员的工资为5000元,假定该固定资产的增值税不允许抵扣。该固定资产的成本为( )元。
A. 117000
B. 134000
C. 135700
D. 107000
[判断题]YC/Z表示烟草行业标准化指导性技术文件。( )
A.正确
B.错误
[单项选择]路面弯沉值一般可用( )测量。
A. 刚性承载板
B. 贝克曼梁
C. 3m直尺
D. 水准仪
[单选题]配电网初步设计概算总投资原则上应控制在()的投资估算之内。
A.项目核准
B.可研批复
C.项目核准和可研批复
D.设计和可研批复
[判断题]普速铁路作业地点在道床坡脚以外(站台地段为站台安全线以内)的营业线施工,已有物理隔离防护或加装物 理隔离防护设施后能够确保行车安全和不影响行车设备稳定、使用时,可在天窗时间外进行。
A.正确
B.错误
[多选题]变更基本电价计费方式若非本人办理业务,需提供( )、( )。
A.委托人有效身份证明原件
B.授权委托书
C.电器合格证明
D.变压器合格证明
[填空题]扦插繁殖有硬枝插、绿枝插、叶插、()、()等方法。

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