更多"[简答题] A whole life insurance policy"的相关试题:
[单选题] A term life insurance policy provides
A. insurance benefits only.
B. savings benefits only.
C. both insurance and savings benefits.
D. none of the above.
[单选题] Which life insurance policy usually requires the insured to pay a level premium for the duration of the policy, and the overpayment accumulates as a cash value that can be borrowed by the insured at reasonable rates?
A. Whole life
B. Term
C. Universal life
D. None of the above
[单选题] In the case of an insurance policy, ________ occurs when the existence of insurance encourages the insured party to take risks that increase the likelihood of an insurance payoff; ________ occurs when those most likely to get large insurance payoffs are the ones who want to purchase insurance the most.
A. moral hazard; insurance market discrimination
B. moral hazard; insurance segregation
C. moral hazard; adverse selection
D. adverse selection; moral hazard
[简答题] Private mortgage insurance is a policy that guarantees to make up any discrepancy between the value of the property and the loan amount, should a default occur.
[单选题]Dixie South currently pays an annual dividend of $1.46 a share and plans on increasing that amount by 2.75 percent annually. Northern Culture currently pays an annual dividend of $1.42 a share and plans on increasing its dividend by 3.1 percent annually. Given this information, you know for certain that the stock of Northern Culture has a higher ________ than the stock of Dixie South.
A. market price
B. dividend yield
C. capital gains yield
D. total return
E. real return
Difficulty: 1 Easy
Topic: Stock returns and yields
Learning Objective: 08-01 Explain how stock prices depend on future dividends and dividend growth.
[单选题]You own a bond that pays an annual coupon of 6 percent that matures five years from now. You purchased this 10-year bond at par value when it was originally issued. Which one of the following statements applies to this bond if the relevant market interest rate is now 5.8 percent?
A. The current yield to maturity is greater than 6 percent.
B. The current yield is 6 percent.
C. The next interest payment will be $30.
D. The bond is currently valued at one-half of its issue price.
E. You will realize a capital gain on the bond if you sell it today.
Difficulty: 1 Easy
Topic: Interest rate risk
Learning Objective: 07-02 Explain bond values and yields and why they fluctuate.
[单选题]A $1,000 par value corporate bond that pays $60 annually in interest was issued last year. Which one of these would apply to this bond today if the current price of the bond is $996.20?
A. The bond is currently selling at a premium.
B. The current yield exceeds the coupon rate.
C. The bond is selling at par value.
D. The current yield exceeds the yield to maturity.
E. The coupon rate has increased to 7 percent.
Difficulty: 1 Easy
Topic: Bond yields and returns
Learning Objective: 07-02 Explain bond values and yields and why they fluctuate.
[简答题] In college you have aeeess to the whole wealth of human knowledge,from which you must learn to seect what is meaningful to you.
[单选题]We were（saddened） to hear of the death of your mother.括号内单词的含义为。
A.crazy
B. sad
C. excited
D. serious
[单选题]These figures show that the death ______ of road accidents gets higher as the speed of the car increases.
A.amount
B.speed
C.rate
D.rank
[单选题]You’d better ____ the whole article at once.
A.copy
B.copying
C.to copy
D.copied
[单选题]They believe that Picasso __________ a whole new way of painting.他们认为毕加索创造了一种全新的绘画手法。
A.makes up
B.perfected
C.invites
D.created
