[单选题] U.S. dollars deposited in foreign banks outside the United States or in foreign branches of U.S. are referred to as
A. Eurodollars.
B. Eurocurrencies.
C. Eurobonds.
D. foreign bonds.

[单选题] Foreign currencies that are deposited in banks outside the home country are known as
A. foreign bonds.
B. Eurobond.
C. Eurocurrencies.
D. Eurodollars.

[单选题]Andy deposited $3,000 this morning into an account that pays 5 percent interest, compounded annually. Barb also deposited $3,000 this morning at 5 percent interest, compounded annually. Andy will withdraw his interest earnings and spend it as soon as possible. Barb will reinvest her interest earnings into her account. Given this, which one of the following statements is true?
A. Barb will earn more interest in Year 1 than Andy will.
B. Andy will earn more interest in Year 3 than Barb will.
C. Barb will earn more interest in Year 2 than Andy.
D. After five years, Andy and Barb will both have earned the same amount of interest.
E. Andy will earn compound interest.
Difficulty: 1 Easy
Topic: Simple and compound interest
Learning Objective: 05-01 Determine the future value of an investment made today.

[单选题]This afternoon, you deposited $1,000 into a retirement savings account. The account will compound interest at 6 percent annually. You will not withdraw any principal or interest until you retire in 40 years. Which one of the following statements is correct?
A. The interest you earn in Year 6 will equal the interest you earn in Year 10.
B. The interest amount you earn will double in value every year.
C. The total amount of interest you will earn will equal $1,000 × .06 × 40.
D. The present value of this investment is equal to $1,000.
E. The future value of this amount is equal to $1,000 × (1 + 40..06.
Difficulty: 1 Easy
Topic: Present value
Learning Objective: 05-02 Determine the present value of cash to be received at a future date.

[单选题] Investment banks advertise upcoming securities offerings with block ads in the Wall Street Journal. Such an ad is called a ________.
A. tombstone
B. marker
C. prospectus
D. registration statement

[单选题] Banks providing depositors with checking accounts that enable them to pay their bills easily is known as
A. liquidity services.
B. asset transformation.
C. risk sharing.
D. transaction costs.

[单选题] Most investment banks are attached to
A. large commercial banks.
B. large brokerage houses.
C. finance companies.
D. large nonfinancial corporations.

[单选题] Economists group commercial banks, savings and loan associations, credit unions, mutual funds, mutual savings banks, insurance companies, pension funds, and finance companies together under the heading financial intermediaries. Financial intermediaries
A. act as middlemen, borrowing funds from those who have saved and lending these funds to others.
B. play an important role in determining the quantity of money in the economy.
C. help promote a more efficient and dynamic economy.
D. do all of the above.
E. do only A and C of the above.

[简答题] Banks are unusual participants in the money market because they buy, but do not sell, money market instruments.

[单选题] The primary function of investment banks is to
A. extend credit to stock brokers and dealers.
B. extend credit to investors.
C. extend credit to corporations.
D. help corporations issue new securities.

[简答题] Investment banks form syndicates to reduce the risk involved in selling new securities.

[单选题]These banks went out of business and millions of people lost all their ________.这些银行破了产，成百上千万的人损失了他们的存款。
A.stocks
B.shares
C.savings
D.bills

[简答题]Many big banks are unfriendly and unhelpful.

[单选题] The country whose banks are the most restricted in the range of assets they may hold is
A. Japan.
B. Canada.
C. Germany.
D. the United States.

[单选题] (I. Banks are financial intermediaries that accept deposits and make loans.
(II. The term "banks" includes firms such as commercial banks, savings and loan associations, mutual savings banks, credit unions, insurance companies, and pension funds.
A. (I. is true, (II. false.
B. (I. is false, (II. true.
C. Both are true.
D. Both are false.

[简答题] Not all commercial banks deal in the secondary money market for their customers.

[单选题] Banks, savings and loan associations, mutual savings banks, and credit unions
A. are no longer important players in financial intermediation.
B. have been providing services only to small depositors since deregulation.
C. have been adept at innovating in response to changes in the regulatory environment.
D. all of the above.
E. only A and C of the above.