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发布时间:2024-05-05 07:17:03

[单项选择]The news from America’s housing market is getting no better. As sales declines and defaults and foreclosures climb, pessimists fear that over a million Americans could be driven out of their homes as adjustable-rate mortgages are reset. What should policymakers do Congress is eager to do more: hence the calls to expand the role of Fannie Mae and Freddie Mac, the giant government-sponsored enterprises (GSES) that tower over America’s mortgage market.
Fannie’s and Freddie’s political allies want two things. The first is the raising of the $417,000 limit on the size of loans that the pair may handle. The second demand is the lifting of caps on the amount of mortgages they may buy and hold for themselves. Fannie and Freddie could then ride to the rescue of struggling borrowers, injecting liquidity into parts of the market that have seized up. Their arguments are winning support, and opposition from the Bush administration and the GSES’ regulator is softening. Unfortunately, the ideas
A. Driving millions of people out of their houses.
B. Calling on the expansion of GSES roles.
C. Planning to stop resetting adjustable-interest mortgage.
D. Doing nothing.

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[单项选择]The news from America’s housing market is getting no better. As sales declines and defaults and foreclosures climb, pessimists fear that over a million Americans could be driven out of their homes as adjustable-rate mortgages are reset. What should policymakers do Congress is eager to do more: hence the calls to expand the role of Fannie Mae and Freddie Mac, the giant government-sponsored enterprises (GSES) that tower over America’s mortgage market.
Fannie’s and Freddie’s political allies want two things. The first is the raising of the $417,000 limit on the size of loans that the pair may handle. The second demand is the lifting of caps on the amount of mortgages they may buy and hold for themselves. Fannie and Freddie could then ride to the rescue of struggling borrowers, injecting liquidity into parts of the market that have seized up. Their arguments are winning support, and opposition from the Bush administration and the GSES’ regulator is softening. Unfortunately, the ideas
A. They are companies of normal size for mortgage and loan.
B. They are companies supported by the government.
C. They are companies functioning as banks.
D. They are companies that have no help to the housing market.
[单项选择]

The news from America’s housing market is getting no better. As sales declines and defaults and foreclosures climb, pessimists fear that over a million Americans could be driven out of their homes as adjustable-rate mortgages are reset. What should policymakers do Congress is eager to do more: hence the calls to expand the role of Fannie Mae and Freddie Mac, the giant government-sponsored enterprises (GSES) that tower over America’s mortgage market.
Fannie’s and Freddie’s political allies want two things. The first is the raising of the $417,000 limit on the size of loans that the pair may handle. The second demand is the lifting of caps on the amount of mortgages they may buy and hold for themselves. Fannie and Freddie could then ride to the rescue of struggling borrowers, injecting liquidity into parts of the market that have seized up. Their arguments are winning support, and opposition from the Bush administration and the GSES’ regulator
A. Driving millions of people out of their houses.
B. Calling on the expansion of GSES roles.
C. Planning to stop resetting adjustable-interest mortgage.
D. Doing nothing.

[填空题]Getting More from Fields
[填空题]GETTING THE BEST FROM YOUR STAFF
Ed Smith, a senior manager for Trustco Ltd in Worcester, used to work a minimum of 70 hours a week. He travelled regularly between the UK and USA and began to feel he had become almost a stranger to his wife and his two young sons. Realising that he was putting himself under too much stress, he decided to try to change his working hours. This idea worked.
These days, he still goes to work very early but he also leaves early. He now sees his children before they go to bed and then does about an hour’s work by computer from home in the evening, keeping in touch with American colleagues. (8) The key to Ed Smith’s changing his hours was persuading his employer that he and other staff were more productive when they worked the hours that suited them. This is easier said than done, of course. (9) Many of them are slow to realise the benefits of letting employees work fewer or more flexible hours.
A recent survey

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