更多"INSTANT CREDIT RATING The KR Bank "的相关试题:
[单项选择]INSTANT CREDIT RATING
The KR Bank has recently announced that bank clients can now request their personal credit rating and a record of their credit history over the Internet. The KR Bank has provided credit rating services through in-branch meetings since 1989. The new internet service will provide clients with access to their personal banking history. It also provides information regarding loan application procedures. KR Bank CEO, Norman Macintyre states that the bank is using the latest encryption technology to secure clients confidentiality.
October 15, 2009
Don Newlove, Manager
KR Bank
Chicago, Illinois
Dear Mr. Newlove,
I have been a client at KR Bank now for over ten years, and I have always been pleased with the service that I have received. I have recently heard about a new service that KR is providing that offers credit ratings to customers through the Internet. While this sounds like an intriguing program, I am not very com
A. Exchange rates
B. Loan application procedures
C. Mutual Funds
D. Credit card applications
[简答题]The Bank has reportedly been around for 80 years, but it was not until 1978 when China adopted its policy of opening to the outside world that the Bank began to experience dramatic growth. It is now a bank specializing in lots of dealings, ranging from foreign trade financing to foreign exchanges.
[单项选择]Over the last five years, Eagle Trust Bank has seen the number of its retail customer accounts drop by over 40 percent. Over this same period, the price of Eagle Trust stock has increased by more than 80 percent. This phenomenon has perplexed certain investors, who believe that a bank’s stock should drop if its number of customer accounts drops.
Which of the following, if true over the last five years, best accounts for the observed movement in the price of Eagle Trust stock ？（）
A. Two years ago Eagle Trust was investigated by the Securities and Exchange Commission for accounting irregularities, but last year the company was cleared of all charges.
B. Eagle Trust recently implemented a highly publicized program for no-fee home mortgages.
C. Eagle Trust is in the process of switching its customer base from retail customers to commercial customers, which now account for over 75 percent of the bank’s revenues.
D. There have been many aggressive new entrants into the retail customer banking business over the last five years.
E. Eagle Trust is known for offering one of the best employee benefits packages in the industry.
[单项选择]One of the obligations a bank has to a customer ______.
A. is that it can’t take instructions from other people
B. is that it can avoid complications and problems
C. it must pay money to the customer even if he is seriously overdrawn
D. it must print the customer’s signature
[简答题]Apart from credit risk, a bank’s weakness may also stem from other risks, including interest rate risk, market risk, operational risk and strategic risk.
[单项选择]Where can a bank credit card holder get cash
A. At any bank where he pays a charge at the rate of 2.25% a month.
B. At any bank that has joined this scheme.
C. At any store showing the bank card sign.
D. Only at a bank where he has deposited money.
[填空题]
- A．Advice concerning credit card use abroad has been formally compiled in a new guide. The guidance includes tips on what fees credit card users may incur if they spend on plastic while on holiday. Furthermore, the information advises holidaymakers to remain vigilant against fraud. As a nation Brits use cards more frequently abroad so it pays to be aware of any extra costs, as well as taking steps to protect them from fraud. In 2007, 50 percent of all spending overseas by Brits was paid for by credit cards, according to Apacs figures.
- B．In the UK, enough savings to survive three months of incapacity, or ￡4, 128, is recommended as a sensible minimum precaution. According to Birmingham Midshires calculations, the average UK adult has ￡7, 548 in the bank, enough to cover 167 days, or five months and 17 days. It is encouraging to see that people are taking heed of this message and are actually saving double this minimum amount. Meanwhile, figures released showed that the ave
