[单项选择]A. They try to collect premium from many people.
B. The number of payments of premium will exceed the number of occurrence of losses.
C. Hopefully the occurrence of losses are very few.
D. They make installations of payment over time.

[填空题]Scientists from many countries agree that the recent warming is caused in part by such human activities as man’s ever-increasing consumption of gas or oil.

[单项选择]

Although many governments try to convince their respective subjects that atomic energy is an acceptable alternative (21) the burning of fossil fuels, no government has taken the least trouble to explain the dangers. Maybe they are (22) them. (23) the reason, the public must learn by experience, even though this (24) may be catastrophic.
While it is true that nuclear reactors do not produce visible smoke, it is certainly not (25) that they do not pollute. And the pollution they produce is much more insidious precisely because it is (26) .
(27) inconvenient it may be for governments to publish all the facts, they have no moral excuse for not doing so, (28) they think they are acting in our best interest. At least some of the facts are known, even though they are not widely reported.
Nuclear reactors produce radioactive water and gases in vast (29) . What (30) all this wa
A. for
B. with
C. to
D. instead of

[填空题]

The tourist industry differs from many others in that it employs more women than many other kinds of business. Indeed, women are found at all levels--from the semi-skilled to management positions--in the transportation companies. Many successful travel agents are women who have established independent enterprises after gaining experience elsewhere in the industry. Experience is necessary for the successful operation of a travel agency. It has been estimated that a minimum of ten years ’work in the industry is a prerequisite for setting up an agency with the experience. Some agents begin as clerical workers or secretaries in travel agencies or in the transportation companies. Particular jobs that provide useful knowledge include those of ticket agent and reservations agent of the airlines. In addition to dealing with the public, the travel agent must deal with people who work for the other components in the industry. One of the most important aspects of the job is keeping in

[简答题]Success in life results from many elements, intelligence, hard work, patience, persistence, etc. What do your think is the most important Writea composition of about 200 words on this topic.
You are to write in three parts:
In the first part, state specifically what your view is.
In the second part, support your view with appropriate reasons.
In the last part, bring what you have written to a natural conclusion or a summary.
Marks will be awarded for content, organization, gram mar and appropriateness. Failure to follow the instructions may result in a loss of marks.

[单项选择]People from many countries find it difficult to understand how the majority of Americans live comfortable lives without the support of a public welfare system. Medical care in the United States is expensive; university education can cost ＄20,000 per year; living well after a worker retires requires more money than will be paid through the Social Security System. Most Americans prepare for those needs by saving a part of their salaries in saving banks; others invest in industries or service corporations in hopes of receiving greater profits. Most Americans also buy insurance of many kinds. In buying insurance, a working person agrees to pay a set sum of money every month or at other regular intervals. In exchange, he or she receives money when needed. Life insurance guarantees a sum of money to survivors of the person in case of death. Medical and hospital insurance guarantees payment of large medical and hospital bills. There is also dental insurance and insurance that pays money when
A. By working for long hours.
B. By saving a part of their salaries.
C. By setting up their own industries.
D. By working for services.