[单项选择]

Investment institutions (6) the third major category in our financial system. These institutions combine the relatively small amounts of savings from many individuals and invest the (7) in financial assets. Mutual funds purchase corporate stocks and bonds as well as government securities. Real estate investment trusts invest in (8) and mortgages. Money market funds invest in short - term debt securities. While individual investors can invest directly in such securities, investment institutions (9) small investors diversification and experienced management of their funds. The fourth category consists of financial companies. These companies provide loans directly to consumers and businesses. Sales and consumer finance companies lend to individuals. Sales finance companies finance installment loan purchases of automobiles and other (10) goods. Consumer finance companies provide small loans to individuals and households. The fifth category
A. money
B. total
C. final
D. amount

[简答题]haphazard investment

[填空题]English Third

[简答题]Financial institutions undertaking foreign exchange operations should submit to the SAFE their balance sheets, income statements, other financial and accounting statements and information of foreign exchange operations.

[简答题]Financial institutions, including designated foreign exchange banks, must be approved by the SAFE to engage in foreign exchange transactions.

[单项选择]Higher education institutions are predictably cool to President Obama’s proposal to shift federal aid away from colleges that fail to control rising tuition. Even though the details of his plan, which would require Congressional approval, will not be fleshed out until later this month, the idea behind it is sound.
The federal government must do more to rein in tuition costs at the public colleges that educate more than 70 percent of the nation’s students. By one estimate, the cost of four-year public college tuition has tripled since the 1980s, outpacing both inflation and family income. The increase in the tuition burden is largely caused by declining state support for higher education in the past three decades. In both good times and bad, state governments have pushed more of the costs onto students, forcing many to take out big loans or be priced out of once affordable public colleges at a time when a college education is critical in the new economy.
While financial aid is
A. impel colleges to attach importance to their finance management
B. withdraw federal aid from colleges
C. urge colleges to bring down the tuition costs
D. reduce the number of colleges

[填空题]

A Major Composer

Ludwig van Beethoven, a major composer of the nineteenth century, overcame many personal problems to achieve artistic greatness.
Born in Bonn, Germany, in 1770, he first studied music with the court organist, Gilles van tier Eeden. His father was excessively strict and given to heavy drinking. (46) . Appointed deputy court organist to Christian Gottlob Neefe at a surprisingly early age in 1782, Beethoven also played the harpsichord and the viola. In 1792 be was sent to Vienna by his patron, Count Ferdinand Waldstein, to study music under Haydn.
Beethoven remained unmarried. (47) Continually plagued by ill health, he developed an ear infection which led to his tragic deafness in 1819.
(48) . He completed mature masterpieces of great musical depth: three piano sonatas, four string quartets, the Missa Solemnis, and the 9th Symphony. He died in 1827. (49)