[单项选择]Insurance policies usually contain a (56) clause that excludes a fixed amount of the loss from (57) Casualty insurance policies frequently contain a coinsurance clause in the contract. A coinsurance clause provides that the insurance company shall be liable (58) only a portion of any loss (59) by the insured unless the insured carries insurance which totals a certain percent, frequently 80-90 percent of the fair value of the asset. In the (60) of a loss, the insured recovers from the insurance company that portion of the loss which the face of the insurance policy bears to the amount of insurance that should be carried as required by the coinsurance clause.
A. deductible B. exemptible C. expectable D. escapable

[单项选择]Insurance policies usually contain a (56) clause that excludes a fixed amount of the loss from (57) Casualty insurance policies frequently contain a coinsurance clause in the contract. A coinsurance clause provides that the insurance company shall be liable (58) only a portion of any loss (59) by the insured unless the insured carries insurance which totals a certain percent, frequently 80-90 percent of the fair value of the asset. In the (60) of a loss, the insured recovers from the insurance company that portion of the loss which the face of the insurance policy bears to the amount of insurance that should be carried as required by the coinsurance clause.
A. gain B. income C. recovery D. expense

[单项选择]Calvin: Fire insurance policies are disadvantageous to policyholders. The typical policyholder always pays more in premiums than he or she collects in payments on policies.
Lorraine: Yes, but policyholders are still right in thinking that it is to their advantage to hold an insurance policy. The peace of mind that comes from having an insurance policy is the main advantage to the policyholder.
Lorraine addresses Calvin’s argument by
A. questioning the source of Calvin’s factual information.
B. introducing a consideration neglected by Calvin’s argument.
C. showing that Calvin’s argument assumes what it sets out to prove.
D. challenging the truth of the evidence advanced in Calvin’s argument.
E. (E) showing the irrelevance of Calvin’s evidence to the conclusion he draws.

[填空题]Governments with renewable energy policies usually set ______ for renewable energy use.

[填空题]Insurance companies usually pay the same amount ______, Sutter says, so the hospital is left picking up the tab for the more expensive robotic surgery.

[填空题]Policies of the small parties are usually concentrated on a main ______.

[简答题]Usually, there is a penalty clause in the contract to protect the buyer against loss from delay.

[填空题]The insurance company’s office is usually open until ______.

[名词解释]embedded clause

[判断题]The more or less clause is the clause that stipulates that the quantity delivered can be more or less within certain extent (range). （）

[填空题]What are insurance companies Insurance companies are the businesses ______.

[简答题]Insurance policy

[单项选择]
Whole life is permanent insurance protection that protects you for your whole life, from the day you purchase the policy until you die, as long as you pay the premiums (保险费).
Whole life can be a solid foundation. Upon this foundation you can build a long-term financial plan, because it guarantees lifetime protection for your family or business.
Whole life insurance provides basic insurance protection, plus Mortgage protection, Estate preservation, Retirement funding, Charitable giving, Business needs...
A life insurance agent will help you determine an amount of insurance needed to protect your family or business in the event of your death.
Generally after the first year, the policy begins to increase cash value. The amount of cash value in your policy usually increases every year. This money can be used to help purchase a home, fund a child’s education, add to retirement income, or for any other pu
A. 政策
B. 保险
C. 彩票
D. 方法