[填空题]
Some Guidelines to Smart Investing
The first guideline: (16)to have______
The first step may be called: (17)______
The second guideline is: (18)to understand the______of______
A diversified portfolio includes: (19)______, mutual funds, bonds, and______
Before you buy them, you should: (20)______
The last guideline is: (21)to have______
Over the past several years, New
York stocks have averaged, (22)______annual returns
