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Today, more and more people are using credit cards instead of
money to buy the things they need. Almost anyone who has a steady income and a
good work record can apply for a credit card. There are many credit cards
available: American Express, Master Chafe, VISA, and Diner’s Club are the names
of some of the most popular.
If you have a credit card, you can
buy a car, eat a dinner, take a trip, and even get a haircut by charging the
cost to your account. In this way you can pay for purchases a month later
without any extra charge. Or you may choose to spread out your payment over
several months and pay only part of the total amount each month. If you do this,
the credit card company, or the bank that sponsors the credit card, will add a
small service charge to your total bill. This is very convenient for the
customer. With the credit card in your wallet or purse, you don’t have to carry
much cash. This saves your trips to the bank to cash chec
