更多"There are almost 4,800 insurance co"的相关试题:
[填空题]What are insurance companies
Insurance companies are the businesses ______.
[单项选择] Insurance is almost as important to business as banking. It works quite simply by spreading over a large man-her of people, the rests or the losses which otherwise would fall on the few who actually suffer them. Fire, for instance, normally damages only a few businesses each year but almost all companies buy insurance to protect themselves against it. What happens is that most companies pay regular small amounts of money, called the premium, to insurance groups and so a large fund of money builds up. Then the few who have suffered fires claim the cost of the damages. After investigation, the claims are paid out by the insurance companies.
For the operation to work, insurance companies have to calculate what is the chance or probability of certain events happening, and what the cost of making accidents good will be, and how many people will pay, what rates, to have protection. Premiums are fixed in proportion to the risk involved.
There are four principles backing up every in
A. Indemnity, the insurable interest, premium and good faith.
B. Indemnity, the cost of the damage, the exact words in the contract and the insurable interest.
C. Indemnity, the insurable interest, good faith and remote and immediate causes of an event.
D. Indemnity, the insurable interest, the cost of the damages and good faith.
[填空题]Insurance companies estimate that it would cost about ______ annually to replace a housewife’s services.
[单项选择]
Insurance companies provide a service to the community by protecting it against expected and unexpected disasters. Before an insurance company will agree to (1) anything, it collects accurate figures about the (2) . It knows, for example, that the risk of a man being killed in a plane accident is less than the risk he (3) in crossing a busy road. This (4) it to quote low figures for travel insurance. Sometimes the risk may be high, as in motorracing or mountaineering. Then the company (5) a much higher price. (6) too many climbers have accidents, the price rises still further. If the majority of climbers fall off mountains, the company will (7) to insure them.
An ordinary householder may wish to protect his home against fire or his (8) against burglary. A shop keeper may wish to insure against (9) . In (10) cases, the company will check its statistics and quote a premium. If it is
A. hijacking
B. kidnapping
C. robbery
D. theft