During the past generation, the American middle-class family that once could count on hard work and fair pay to keep itself financially secure has been transformed by economic risk and new realities. Now a pink slip, a bad diagnosis, or a disappearing spouse can reduce a family from solidly middle class to newly poor in a few months.
In just one generation, millions of mothers have gone to work, transforming basic family economics. Scholars, policymakers, and critics of all stripes have debated the social implications of these changes, but few have looked at the side effect: family risk has risen as well. Today’s families have budgeted to the limits of their new two-paycheck status. As a result, they have lost the parachute they once has in times of financial setback-- a back-up earner (usually Mom) who could go into the workforce if the primary earner got laid off or fell sick. This "added-worker effect" could support the safety net offered by unemploymen
A. the safety net they used to enjoy has disappeared
B. their chances of being laid off have greatly increased
C. they are more vulnerable to changes in family economics
D. they are deprived of unemployment or disability insurance
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