题目详情
当前位置:首页 > 职业培训考试
题目详情:
发布时间:2023-10-22 00:48:35

[单项选择]{{B}}Passage Two{{/B}}
Commercial banks provide long-term mortgage loans to borrowers (consumers) to purchase houses/land. The ownership of the {{U}} (61) {{/U}} remains in mortgagee and the possession of property usually remains in {{U}} (62) {{/U}} unless and until the occurrence of default or full repayment. Maturity of such loans is usually 30 years and the interest rates are {{U}} (63) {{/U}} Maximum amount of such loans is {{U}} (64) {{/U}} of the property value, and the balance should be paid {{U}} (65) {{/U}} as down payment.

A. borrower
B. mortgagees
C. mortgagors
D. applicants

更多"{{B}}Passage Two{{/B}} "的相关试题:

[单项选择]{{B}}Passage Two{{/B}}
Commercial banks provide long-term mortgage loans to borrowers (consumers) to purchase houses/land. The ownership of the {{U}} (61) {{/U}} remains in mortgagee and the possession of property usually remains in {{U}} (62) {{/U}} unless and until the occurrence of default or full repayment. Maturity of such loans is usually 30 years and the interest rates are {{U}} (63) {{/U}} Maximum amount of such loans is {{U}} (64) {{/U}} of the property value, and the balance should be paid {{U}} (65) {{/U}} as down payment.

A. land
B. property
C. bank
D. credit
[单项选择]Passage 3 A commercial bank shall formulate its business rules, establish and improve its business management, the system of cash control and its security system in accordance with the stipulations of the People’s Bank of China. A commercial bank shall establish and improve its systems of examining and checking deposits, loans settlements and bad and doubtful accounts. The PBC can exercise examination of a commercial bank at any time in accordance with the relevant provisions. The personnel in charge of the examination and supervision should produce their legitimate at the time of conducting examination and supervision. A commercial bank shall provide financial financial accounting information, business contracts and other information about its business and management at the request of the People’s Bank of China. A commercial bank is subject to the audit control by the auditing authorities in accordance with the audit law and regulations.The PBC can exercise examination of a commer
A. Right
B. Wrong
C. Doesn’t say
[单项选择]Passage 1
Commercial bank deposits, including demand deposits, are subject to immediate withdrawal during regular banking hours at the request of the depositor with the exception of certain time deposits, discussed in this section. Demand deposits may be withdrawn in the form of currency or coin, or they may be transferred to another account at any commercial bank. Demand deposits at commercial banks can be transferred by bank check and are sometimes called checking accounts. No money interest is paid on demand deposits. Checkable NOW accounts, or share drafts at credit unions, which are available to consumers but not business depositors, pay interest. Technically, they are savings accounts that are accessible by a negotiable order of withdrawal.
Savings deposits at commercial banks and thrifts can usually be withdrawn as currency or coin, or as a cashier’s check of the bank (a check drawn against the issuing bank) ; they may be trans-fenced into the deposito
A. Demand deposits. B. Time deposits.
B. Checking accounts. D. Treasury bills.
[单项选择]{{B}}Passage Two{{/B}}
Commercial paper may either be dealer placed or directly placed. If it is dealer placed, the {{U}} (61) {{/U}} sells its promissory notes to one of the ten-regular commercial paper dealers, which, in turn, sells it to others. If commercial paper is directly placed, the issuing corporation sells its notes directly in the market, without the intermediation of the {{U}} (62) {{/U}} . This is the method used primarily by sales-finance companies because they {{U}} (63) {{/U}} in the market on a virtually continuous basis. Sales-finance companies are companies that supply the credit for the installment purchase of major {{U}} (64) {{/U}} items, for example, automobiles, refrigerators, and television sets. These companies find the commercial paper {{U}} (65) {{/U}} particularly well suited to their needs since it enables them t
A. issuing corporation
B. seller
C. dealer
D. issuing bank
[单项选择]{{B}}Passage Two{{/B}}
The World Bank is one of the major channels through which development aid is passed from the Industrial West to the poor and developing nations. In the last decade, important changes have taken place in the size of the Bank’s operations and in the emphasis of its lending policies. Few people would deny that the President of the Bank, Mr. Robert McNamara, has played a vital role in bringing about the changes.
What immediately strikes anyone looking at the lending figures over the last ten years is the tremendous expansion of the Bank’s loan program. This has increased from $1 billion to nearly $ 7 billion. The figure includes "hard loans" which are made at current rates of interest, and "soft loans" which are given to poor countries at concessionary (特许的) rates.
In deciding the emphasis of its lending policy, the Ba
A. educated people in developing nations
B. people in developed countries
C. people with higher education and better manners
D. the workforce of the World Bank

我来回答:

购买搜题卡查看答案
[会员特权] 开通VIP, 查看 全部题目答案
[会员特权] 享免全部广告特权
推荐91天
¥36.8
¥80元
31天
¥20.8
¥40元
365天
¥88.8
¥188元
请选择支付方式
  • 微信支付
  • 支付宝支付
点击支付即表示同意并接受了《购买须知》
立即支付 系统将自动为您注册账号
请使用微信扫码支付

订单号:

截图扫码使用小程序[完全免费查看答案]
请不要关闭本页面,支付完成后请点击【支付完成】按钮
  • 支付完成
  • 取消支付
恭喜您,购买搜题卡成功
重要提示:请拍照或截图保存账号密码!
我要搜题网官网:https://www.woyaosouti.com
我已记住账号密码