[单项选择] HOW DO AMERICAN CONSUMERS BORROW
Young consumers often have not established their credit ratings. Many do not have steady incomes. They might have difficulty borrowing money from an agency in business to make loan. Parents or relatives are usually their best source of loans. Of course, the parents or relatives would have money available and be willing to lend it. You might even get an interest-free loan.
For most consumers the cheapest place to borrow is at the commercial bank. Banks are a good source of installment loan which may run for 12 months up to 30. Most of banks also make single-payment loans to consumers for short periods--30, 60, or 90 days. The newest type of bank loan is one that a depositor can get simply by writing a check. It works like this. A depositor is given a limited amount of credit, usually between $ 500 and $1, 000. He or she may write checks up to the amount allowed. Once a check has been written, the am
A. 70 cents.
B. 60 cents.
C. 80 cents.
D. 50 cents.

[单项选择] HOW DO AMERICAN CONSUMERS BORROW
Young consumers often have not established their credit ratings. Many do not have steady incomes. They might have difficulty borrowing money from an agency in business to make loan. Parents or relatives are usually their best source of loans. Of course, the parents or relatives would have money available and be willing to lend it. You might even get an interest-free loan.
For most consumers the cheapest place to borrow is at the commercial bank. Banks are a good source of installment loan which may run for 12 months up to 30. Most of banks also make single-payment loans to consumers for short periods--30, 60, or 90 days. The newest type of bank loan is one that a depositor can get simply by writing a check. It works like this. A depositor is given a limited amount of credit, usually between $ 500 and $1, 000. He or she may write checks up to the amount allowed. Once a check has been written, the am
A. Because they have no steady work and can’t register a credit card.
B. Because they drag out the loan.
C. Because they are unlikely to pay the things purchased by credit.
D. Because they are unwilling to pay interest.

[单项选择]
Young consumers often have not established their credit ratings. Many do not have steady incomes. They might have difficulty borrowing money from an agency in business to make loans. Parents or relatives are usually their best source of loans. Of course, the parents or relatives would have to have money available and be willing to lend it. You might even get an interest-free loan. However, a parent or relative who lends should receive the same interest as any other lender.
There are disadvantages in borrowing from parents or relatives. One is that they may not insist on you paying back the money by a certain time. As a result, you might let the loan drag on. This is especially true if you are not required to pay interest. This is not a way to develop good credit habits.
For most consumers, the cheapest place to borrow is at a commercial bank. Banks are a good source of installment loan which m
A. The newest type of bank loan is simple to get.
B. Bank loans are more difficult to get.
C. Banks charge higher interest rates.
D. Banks offer loans to those having a fairly good credit ratin

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How do we get more young people to increase their consumption of iron-rich foods Many nutritionists are advocating the fortification of a number of foods. This may help, but I contend that we should also intensify our efforts in nutrition education among our young people. I simply do not buy the argument that it is futile to try to change eating habits. Once an intelligent person—and this includes adolescents—understands the need for a healthy diet, I think he or she will act accordingly. As for specific actions, I suggest that blood hemoglobin should be checked as a routine part of a youngster’s yearly physical. It should contain at least 11 grams per 100 milliliters of blood for a girl and at least 12 grams for a boy. If it is any lower, the physician probably will prescribe an easily absorbed iron supplement.
Adolescents—and everyone else—should cut out highly processed foods and drinks, which may be low
A. Bread made with good vegetable oil.
B. Bread made With wheat.
C. Bread made with enriched flour or whole grains.
D. Bread containing less calories.