[判断题]Compared with call deposits, time deposits generally have a shorter deposit time restriction, which ranges from 24 hours to one week.

[判断题]A certificate of deposits differs from the general type of time deposits in that it is negotiable and can be sold to another party before the maturity date.

[填空题]Compared with Curiosity about general propositions, curiosity about particular facts shows a ______ level of intelligence.

[填空题]Compared with curiosity about general propositions, curiosity about particular facts shows a ______ level of intelligence.

[单项选择]In general, as compared to companies with operating leases, companies with capital leases report :（）
A. lower working capital and asset turnover.  
B. lower cash flow from operations, higher cash flow from financing.  
C. higher debt to equity and return on equity ratios (in the early years)

[单项选择]Who did Ross call any time he felt the urge to smoke
A. Mr. Green.
B. Mrs. Green.
C. His boss.

[单项选择]What time will the man call again
A. 15:30
B. 16:30
C. 17:30

[单项选择]When did the man call the woman last time
A. Yesterday morning.
B. Yesterday noon.
C. Yesterday afternoon.
D. Yesterday evening.

[单项选择]What time did Ross usually make the call
A. At 4:00.
B. At 9:30.
C. At 10:00.

[单项选择]Where is Mr Ringwood at the time of the call
A. in the office
B. at a meeting
C. at lunch

[单项选择]What caused the deposits
A. The hydrochloric acid broke the carbon bonds in the carbon dioxide,
B. The magnesium oxide broke the carbon oxygen bonds in the carbon dioxide.
C. The burning magnesium broke the carbon oxygen bonds in the carbon dioxide.
D. The gas collection method broke the carbon - oxygen bonds in the carbon dioxide.

[单项选择]

W: I wish I had the time to call home as often as you do.
M: Yes, I really like to keep in touch with my family.

Does the man often call home（　）.
A. No, he doesn’t.
B. Not very often.
C. Yes, he does.

[判断题]Certificates of deposits are not negotiable unless they are in a deliverable state.

[判断题]Certificates of deposits are not negotiable instruments.

[单项选择]Passage 1
Commercial bank deposits, including demand deposits, are subject to immediate withdrawal during regular banking hours at the request of the depositor with the exception of certain time deposits, discussed in this section. Demand deposits may be withdrawn in the form of currency or coin, or they may be transferred to another account at any commercial bank. Demand deposits at commercial banks can be transferred by bank check and are sometimes called checking accounts. No money interest is paid on demand deposits. Checkable NOW accounts, or share drafts at credit unions, which are available to consumers but not business depositors, pay interest. Technically, they are savings accounts that are accessible by a negotiable order of withdrawal.
Savings deposits at commercial banks and thrifts can usually be withdrawn as currency or coin, or as a cashier’s check of the bank (a check drawn against the issuing bank) ; they may be trans-fenced into the deposito
A. Time deposit accounts are not subject to the convention so that they can not be converted to cash before their maturity date.
B. Commercial banks may impose a penalty fee on all kinds of accounts.
C. People can get interest payment when they exchange their tired deposits for private bonds.
D. Banks may refuse to transfer a time deposit into a savings deposit.