When there is blood in the water, it is
only natural that dorsal fins swirl around excitedly. Now that America’s housing
market is ailing, predators have their sights on the country’s credit-card
market. Analysts at Goldman Sachs reckon that credit-card losses could reach $
99 billion if contagion spreads from subprime mortgages to other forms of
consumer credit. Signs of strain are clearly visible. There are rises in both
the charge-off and delinquency rates, which measure the share of balances that
are uncollectable or more than 30 days late respectively. HSBC announced last
month that it had taken a $1.4 billion charge in its American consumer-finance
business, partly because of weakness among card borrowers.
It is too early to panic, though. Charge-offs and delinquencies are still
low. According to Moody’s, a rating agency, the
A. To remind people of the potential danger.
B. To attract the readers’ attention by presenting an interesting phenomenon.
C. To show that the issue is rather serious, just as a dorsal fin is approaching.
D. To present some fresh air at the beginning, thus making the narration more vivid.
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[单项选择] Text 4
When there is blood in the water, it is
only natural that dorsal fins swirl around excitedly. Now that America’s housing
market is ailing, predators have their sights on the country’s credit-card
market. Analysts at Goldman Sachs reckon that credit-card losses could reach $
99 billion if contagion spreads from subprime mortgages to other forms of
consumer credit. Signs of strain are clearly visible. There are rises in both
the charge-off and delinquency rates, which measure the share of balances that
are uncollectable or more than 30 days late respectively. HSBC announced last
month that it had taken a $1.4 billion charge in its American consumer-finance
business, partly because of weakness among card borrowers.
It is too early to panic, though. Charge-offs and delinquencies are still
low. According to Moody’s, a rating agency, the
A. The charge-offs and delinquencies are still low.
B. Government has announced a huge bailout plan for this crisis.
C. A big chunk of credit-card losses was ascribed to some changes in laws, not the market that is much deteriorating.
D. Institutions still hold firm confidence in credit-card asset-backed securities.
[单项选择]
When there is blood in the water, it is only natural that dorsal fins swirl around excitedly. Now that America’s housing market is ailing, predators have their sights on the country’s credit-card market. Analysts at Goldman Sachs reckon that credit-card losses could reach $ 99 billion if contagion spreads from subprime mortgages to other forms of consumer credit. Signs of strain are clearly visible. There are rises in both the charge-off and delinquency rates, which measure the share of balances that are uncollectable or more than 30 days late respectively. HSBC announced last month that it had taken a $1.4 billion charge in its American consumer-finance business, partly because of weakness among card borrowers.
It is too early to panic, though. Charge-offs and delinquencies are still low. According to Moody’s, a rating agency, the third-quarter delinquency rate of 3.89% was almost a full percentage point below the historical average. The deterioration i
A. To remind people of the potential danger
B. To attract the readers’ attention by presenting an interesting phenomenon
C. To show that the issue is rather serious, just as a dorsal fin is approaching
D. To present some fresh air at the beginning, thus making the narration more vivid
[单项选择]What will your blood pressure happen when you have arm exercise
A. Slow down.
B. Rise.
C. Keep normal.
[单项选择]
Text
When two hands meet, we pass on something of ourselves. After (1) to Mark Twain, Helen—who was both deaf and blind—commented, "I can feel the twinkle of his eye (2) his handshake." In some indefinable way, Twain had (3) his charm to Keller.
And that’s probably been true of the handshake all the (4) back to its earliest days, — (5) no one can tell its actual(6) . A common explanation is that (7) early man encountered a stranger, he (8) out his hand to show he had no weapon. From this, supposedly, (9) the handshake.
Not so, says historian Brian Burke. He believes, the handshake (10) "putting your blood behind your breath." He explains that ancient people (11) the spoken word alone, and they used the handclasp to signify that their (12) was backed up by the (13) of their heart—i, e. , their blood. (14) , the handshake suggested trust.
That (15) of trust has survived to this day. People in business
A. symbol
B. news
C. message
D. information
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