[简答题] INSURANCE NOTES Automobile Insurance: 1. Drivers must be financially responsible for any damage done by their (1) 2. Because this can be very costly, drivers (2) 3. You can buy different types of automobile insurance including liability insurance and (3) Homeowner’’s Insurance: 4. They carry insurance to cover the value of the home (4) 5. A homeowner’’s policy may include protection against any or all of the following: fire, lighting, windstorms, explosions (5) Health Insurance: 6. Health insurance will pay for medical bills in the event of an (6) 7. There are three basic categories of (7) 8. Major medical-expense coverage is designed to protect against large (8) Life Insurance: 9. Term insurance insures the life of the policyholder for a specific (9) 10. It provides both (10) 11. With most of the (11) 12. The primary purpose of this type is to build up savings for some future purpose such as supplementary (12)