A budget(预算) is a spending plan. It can help you spend money wisely. It can do this by cutting out wasteful spending. Of course, preparing a budget takes planning, and following a budget takes willpower. Your budget should meet your family’s needs and income.
The first step in creating a budget is to set your goals. What does your family need and want You must know this to work out the details of the budget. Keep goals realistic, in terms of income available. Then decide which goals are the most important.
The next step is estimating family income. Before you can plan wisely, you need to know how much money you have to spend! Write down all the money you expect to receive during the planned budget period.
After you have calculated how much money will be available, it is time to estimate expenses. List all of your family expenses. If you are not satisfied with what you got for your money, look carefully at your spending.
It is also a good idea
A. you probably will not be able to follow your budget
B. people usually spend more than they plan to do
C. things can happen unexpectedly
D. others may want to borrow some money from you
On his fifty-fifth birthday the president decided to (1) some prisoners of the (2) age as a gesture of good will Not too many, but one, say, from each of the twenty of thirty (3) prisons in the small state. They would have to be carefully selected (4) not to give trouble once they were out. Men perhaps had been so (5) in prison that they had ceased to have and real contact with the outside world. None of them was to be told a (6) of his (7) liberty. Marlo was therefore (8) when he was called to the Governor’s office one morning and told he was to be set (9) next day. He had spent almost three quarters of. his life in (10) working out a life sentence (11) stabbing a policeman to death. He was a dull-witted man with no relations (12) and no friends except his prison mates.
The following morning was clear and bright. Marlo (13) no opportunity to say goodbye to (14) but a g
A. as
B. like
C. same
D. similar
Text 4 As thick-skinned elected officials go, FIFA President Joseph S. Blatter is right up there with Bill Clinton. The chief of the Zurich-based group that oversees World Cup soccer hasn’t been accused of groping any interns, but that’s about all he hasn’t been accused of. Vote buying, mismanagement, cronyism -- and that’s just for starters. Yet the 66- year-old Swiss shows no sign of abandoning his campaign for a second four-year term. Blatter, a geek of dispensing FIFA’S hundreds of million in annual revenue to inspire loyalty, even stands a good chance of reelection. At least he did. Since mid-March, he has seen a credible challenger emerge in Issa Hayatou, president of the African Football Confederation. Hayatou, a 55-year-old from Cameroon, leads a group of FIFA reformers that also includes FIFA Vice-President Lennart Johansson, a Swede who lost the presidential election Blatter in 1998. These contenders’ mission: to end what they
A. slight support.
B. high appreciation.
C. strong contempt.
D. reserved consent.
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