[单选题]根据《反洗钱法》的规定，下列关于客户身份识别的表述，错误的是( )。
A.客户由他人代理办理业务的，应当同时对代理人和被代理人的身份证件或者其他身份证明文件进行核对并登记
B.与客户建立人身保险、信托等业务关系，合同的受益人不是客户本人的．还应当对受益人的身份证件或者其他身份证明文件进行核对并登记
C.在为客户提供现金汇款、现钞兑换、票据兑付等一次性金融服务时．应当要求客户出示有效身份证件．进行核对并登记
D.金融机构进行客户身份识别，认为必要时，可以向公安、工商行政管理等部门核实客户的有关身份信息

Text 2
In the past, American colleges and universities were created to serve a dual purpose to advance learning and to offer a chance to become familiar with bodies of knowledge already discovered to those who wished it. To create and to impart, these were the distinctive features of American higher education prior to the most recent, disorderly decades of the twentieth century. The successful institution of higher learning had never been one whose mission could be defined in terms of providing vocational skills or as a strategy for resolving societal problems. In a subtle way Americans believed higher education to be useful, but not necessarily of immediate use.
Another purpose has now been assigned to the mission of American colleges and universities. Institutions of higher learning—public or private—commonly face the challenge of defining their programs in such a way as to contribute to the service of the community.
This service role
A. the future usefulness of the knowledge obtained in college.
B. the missions of different educational institutions in America.
C. the purpose of American postsecondary education in the past.
D. the history of the development of American higher education.

The poverty line is the minimum income that people need for an acceptable standard of living. People with incomes below the poverty line are considered poor. Economists study the causes of poverty in order to find solutions to the problem.
As the general standard of living in the country rises, the poverty line does, too. Therefore, even with today’s relatively high standard of living, about 10 percent of the people in the United States are below the poverty line. However, if these people had stable jobs, they could have an acceptable standard of living. Economists suggest several reasons why poor people do not have jobs.
For one thing, more than half of the poor people in the United States are not qualified to work. Over 40 percent of the poor people are children. By law, children less than 16 years old cannot work in many industries. A large number of poor people are old. Many companies do not hire people over 65 years old, the normal retirement age.

A. to define what the poverty line is
B. to explain why some people live below the poverty line
C. to find solutions to the problem of poverty
D. to show sympathy for those poor people