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Before investing in common stocks, one should be aware of both their advantages arid disadvantages. One advantage is their high potential return on the{{U}} (47) {{/U}}amount invested. The average price of all stocks sold on the major stock{{U}} (48) {{/U}}can be expected to rise considerably over an{{U}} (49) {{/U}}period of time; common stocks offer an{{U}} (50) {{/U}}hedge (防御措施) against long-term inflation. Additionally, there are tax advantages to invest in common stocks. The income on the capital gain of a common stock held for more than a year is taxed at a much lower rate than ordinary income. The big disadvantage of common stocks is the great risk of price{{U}} (51) {{/U}}that must be accepted in return for the chance to realize large gains. Both individual stocks and the market in general{{U}} (52) {{/U}}to sudden and steep price falling. These are difficult for the small investors to{{U}} (53) {{/U}}. Another disadvantage

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