[简答题]

{{B}}Protect Your Nest{{/B}}
It’s never too early to protect your family’s financial well-being. Yet because most of us are so busy juggling work and family commitments, we tend to neglect the things that don’t require immediate attention. Some day, we think, we’ll take care of the three essentials-retirement savings, insurance coverage and estate planning. Unfortunately, emergencies can strike and then it’s too late. "Failure to plan is a huge mistake," Barbara Raasch, managing director at Wealth and Tax Advisory Services, Inc. , told us.
How can you avoid the "should have, could have, would have" scenario By putting these three items at the top of your "to do" list-protect your future, protect your family and protect your legacy (遗产).
{{B}}Protect Your Future{{/B}}
The national savings rate averaged around 0.4% for the first half of this year, according to the U. S. Department of Commerc