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More and more Americans are reading their own credit report. Credit reports are {{U}} (36) {{/U}} by lenders to decide how frisky it would be to offer a loan or credit to an individual.
The report holds information about a person’s {{U}} (37) {{/U}} loans and credit-card debt. It records late {{U}} (38) {{/U}} of bills and any unpaid loans. It all adds up to a credit history. These days, though, lenders often welcome people with bad credit histories. They are {{U}} (39) {{/U}} higher interest rates and other loan costs.
Some Americans want to read their credit report to know if they have been a {{U}} (40) {{/U}} of identity theft. They can see if any loans or credit cards have been {{U}} (41) {{/U}} in their name with stolen personal information.
Another reason is that credit reports, are not always correct. They might {{U}} (42) {{/U}} wrong information or old information.
Before 1971, Americans could not see a

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