[单项选择]The stability of the US banking system is maintained by means of supervision and regulation, inspections, deposit insurance, and loans to troubled banks. For over 50 years, these precautions have prevented banking panics. However, there have been some close calls. The collapse of Continental Illinois Bank & Trusted Company of Chicago in 1984 did not bring down the banking system, but it certainly rattled some windows.
In the late 1970s, Continental soared to a leadership position among Midwestern banks. Parts of its growth strategy were risky, however. It made many loans in the energy field, including one billion dollars that it took over from Penn Square Band of Oklahoma City. To obtain the funds it needed to make these loans, Continental relied heavily on short-term borrowing from other banks and large 30-day certificates of deposit—"hot money", in banking jargon. At least one Continental officer saw danger signs and wrote a warning memo to her superiors, but the memo went unh
A. deposit insurance
B. growth strategy
C. long-term borrowing
D. warning memo

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