[单项选择]Financial engineers don’’t wear white lab coats. They don’’t experiment on rats or perform gas chromatography(气相层析). Their raw material-money-isn’’t as showy as what biologists and physicists investigate. But the innovations they produce will contribute just as much to economic growth. 　　Maybe more, in fact, because without the science of finance, all other sciences are just a bunch of neat concepts. Ideas begin to tribute to human betterment when they’’re financed-by venture capital, stock offerings, loans, or buyouts. A smoothly operating financial system showers money on good ideas. Equally important, it cuts off funding to tired ideas and tired companies, so their assets can be employed more efficiently elsewhere. 　　In the 21st century economy, innovation in finance will increase in concert with the increase in competition. Partly because of deregulation and globalization, competition should get tougher, and margins thinner. As products such as home mortgage loans become commodit
A. defy unfair deals with customers.
B. bank simply for interest
C. put all their eggs in one basket.
D. put all their eggs in one basket.

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