[单项选择]银团贷款信息备忘录的内容不包括( )。
A. 银团贷款的基本条件
B. 借款人的法律地位及概况
C. 借款人的财务状况．
D. 牵头行的资产情况

Each nation has its own peculiar character which distinguishes it from others. But the peoples of the world have more points in common than points in which they differ. One type of person that is common in every country is the one who always tries to do as little as possible and to get as much as possible in return. His opposite, the man who is in the habit of doing more than is strictly necessary and who is ready to accept what is offered in return, is rare everywhere.
Both these types are usually unconscious of their character. The man who avoids effort is always talking about his "rights": he appears to think that society owes him a pleasant, easy life. The man who is always doing more than his share talks of "duties": he feels that the individual is in debts to society, and not society to individual. As a result, neither of these men thinks that he behaves at all strangely.
Then man who tries to do as little as he can is always full of excu
A. in practice
B. in the end
C. in effect
D. in no time