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Forget about the days when banks lured customers with offers of "free" toaster. In the harsh new world of consumer banking, it’s the account holder who may get burned.
Over the past few years, banks have systematically raised their old fees and invented new ones -- as many as 100 different kinds. The size of these charges jumped more than 50 percent on checking and savings accounts since 1990, according to Bank Rate Monitor, an independent provider of financial data. Meanwhile, interest rates paid on passbook savings and negotiable order of withdrawal (NOW) accounts failed to keep pace with inflation, let alone with other low-risk investments. And technologies like automated teller machines (ATMs) have truly turned into cash machines -- for the bank.
Checking Profits. According to a report by the Federal Reserve Board, fewer than eight percent of all commercial banks now offer tree checking. In some big cities, such as Los Ang
A. the banks are notorious businesses.
B. never do business with the banks.
C. the banks have succeeded in getting back the profits.
D. due to high customer fees, the number of the account holders is decreasing.
For the people who have never traveled across the Atlantic the voyage is a fantasy. But for the people who cross it frequently one crossing of the Atlantic is very much like another, and they do not make the voyage for the (41) of its interest. Most of us are quite happy when we feel (42) to go to bed and pleased when the journey (43) . On the first night this time I felt especially lazy and went to bed (44) earlier than usual. When I (45) my cabin, I was surprised (46) that I was to have a companion during my trip, which made me feel a little unhappy. I had expected (47) but there was a suitcase (48) mine in the opposite comer. I wondered who he could be and what he would be like. Soon afterwards he came in, He was the sort of man you might meet (49) , except that he was wearing (50) good clothes that I made up my mind that we would not (51) whoever he was and did not say (52) . As I had expected
A. to close
B. closing
C. to have to close
D. for closing
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